Privacy Policy

Last reviewed: October 4, 2026.

StayOrRefi is a static informational website. We do not run user accounts, we do not sell personal information, and the calculators on this site run in your browser. Inputs you type into a calculator are not sent to us or stored by us.

What is collected

• Basic server and security logs generated by our hosting provider, used to operate and protect the site.
• Email you choose to send us through the contact page. That email leaves your own email app; we only receive what you send.

Advertising

Advertising is currently off on this site. If advertising is enabled later, this policy will be updated first to describe any cookies or ad personalization involved, and an opt-out route will be provided.

Your choices

You can ask what email correspondence we hold from you, or ask us to delete it, by writing to contact@stayorrefi.com.